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3966 High Bluff Drive

Largo, FL 33770
  • $689,000
  • STATUS: Active
  • ON SITE: 188 Days
  • MLS #: TB8466262
UPDATED: 43 min ago
$689,000
  • 4
    BEDS
  • 0.19
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 1,746
    SQFT
  • $395
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1959
County:

School Ratings & Info

Description

Welcome to 3966 High Bluff Drive, a beautifully updated four-bedroom, three-bathroom saltwater pool home in the highly desirable, deed-restricted Harbor Hills community of Largo. Ideally located just minutes from the Gulf beaches yet positioned high and dry with no flood insurance required and no risk of flooding, this property offers the rare combination of coastal convenience and true peace of mind. Enjoy the flexibility of a property that is eligible for short-term rentals, ideal for both personal enjoyment and income generation. Situated on a premium corner lot along a quiet interior street, the home delivers standout curb appeal with lush landscaping, a covered front porch, and an attractive paver driveway and walkway that create a warm and inviting first impression. Inside, the open-concept layout is designed for effortless everyday living and entertaining, featuring bamboo flooring throughout the main living areas and classic terrazzo floors in the bedrooms for durability and charm. Natural light fills the home, complemented by plantation shutters, updated ceiling fans, and contemporary lighting that enhance the relaxed Florida aesthetic. The kitchen is both functional and stylish, showcasing expansive granite countertops, abundant cabinetry, stainless steel appliances, an induction range, and a large island with additional storage and seating for up to five. It flows seamlessly into the dining and living areas, keeping gatherings connected and comfortable. The bedrooms are thoughtfully positioned toward the rear of the home for added privacy, offering generous space and flexibility. The primary suite serves as a true retreat with direct access to the pool and an ensuite bath featuring an oversized walk-in shower with crisp white tile and pebble accents. A recently renovated secondary bathroom brings spa-like appeal with contemporary finishes, an open shower design, and a freestanding soaking tub. The laundry room is conveniently located just off the kitchen with direct access from the pool area, making post-swim clean-up simple and practical. Outdoors, the private backyard oasis centers around a sparkling saltwater pool surrounded by pavers and enclosed within a screened lanai for year-round enjoyment. Beyond the pool, additional paver space, lush landscaping, and newer vinyl fencing create a private and versatile setting perfect for entertaining or relaxing in the Florida sunshine. Located near Belleair and just minutes to Indian Rocks Beach, Clearwater Beach, Sand Key, and Belleair Beach, this home places you close to world-class beaches, dining, shopping, and entertainment. Recent improvements add tremendous value and peace of mind, including a new roof, soffits, fascia, and exterior downlighting in 2023; HVAC with UV filtration in 2024; updated plumbing and electrical in 2024; bathroom remodels in 2021; and a water heater installed in 2017. With a low HOA fee of just $100 per year, 3966 High Bluff Drive offers exceptional quality, location, and lifestyle in one of Largo’s most sought-after neighborhoods.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-08-07T17:45:31.107.
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3966 High Bluff Drive Largo, FL 33770

  • Price: $689,000
  • Status: Active
  • On Site: 188 Days
  • Updated: 43 min ago
  • MLS #: TB8466262
4
Beds
3
Baths
0
½ Baths
0.19
Acres
1,746
SQFT
$395
$/SQFT
1959
Built
Neighborhood:
Harbor Hills
County:
Pinellas
Area:
Largo/Belleair Bluffs
Property Description
Welcome to 3966 High Bluff Drive, a beautifully updated four-bedroom, three-bathroom saltwater pool home in the highly desirable, deed-restricted Harbor Hills community of Largo. Ideally located just minutes from the Gulf beaches yet positioned high and dry with no flood insurance required and no risk of flooding, this property offers the rare combination of coastal convenience and true peace of mind. Enjoy the flexibility of a property that is eligible for short-term rentals, ideal for both personal enjoyment and income generation. Situated on a premium corner lot along a quiet interior street, the home delivers standout curb appeal with lush landscaping, a covered front porch, and an attractive paver driveway and walkway that create a warm and inviting first impression. Inside, the open-concept layout is designed for effortless everyday living and entertaining, featuring bamboo flooring throughout the main living areas and classic terrazzo floors in the bedrooms for durability and charm. Natural light fills the home, complemented by plantation shutters, updated ceiling fans, and contemporary lighting that enhance the relaxed Florida aesthetic. The kitchen is both functional and stylish, showcasing expansive granite countertops, abundant cabinetry, stainless steel appliances, an induction range, and a large island with additional storage and seating for up to five. It flows seamlessly into the dining and living areas, keeping gatherings connected and comfortable. The bedrooms are thoughtfully positioned toward the rear of the home for added privacy, offering generous space and flexibility. The primary suite serves as a true retreat with direct access to the pool and an ensuite bath featuring an oversized walk-in shower with crisp white tile and pebble accents. A recently renovated secondary bathroom brings spa-like appeal with contemporary finishes, an open shower design, and a freestanding soaking tub. The laundry room is conveniently located just off the kitchen with direct access from the pool area, making post-swim clean-up simple and practical. Outdoors, the private backyard oasis centers around a sparkling saltwater pool surrounded by pavers and enclosed within a screened lanai for year-round enjoyment. Beyond the pool, additional paver space, lush landscaping, and newer vinyl fencing create a private and versatile setting perfect for entertaining or relaxing in the Florida sunshine. Located near Belleair and just minutes to Indian Rocks Beach, Clearwater Beach, Sand Key, and Belleair Beach, this home places you close to world-class beaches, dining, shopping, and entertainment. Recent improvements add tremendous value and peace of mind, including a new roof, soffits, fascia, and exterior downlighting in 2023; HVAC with UV filtration in 2024; updated plumbing and electrical in 2024; bathroom remodels in 2021; and a water heater installed in 2017. With a low HOA fee of just $100 per year, 3966 High Bluff Drive offers exceptional quality, location, and lifestyle in one of Largo’s most sought-after neighborhoods.
Exterior Features

Architectural Style Ranch Attached Garage Yn Yes Carport Yn No Construction Materials BlockStucco Covered Spaces 2 Direction Faces West Exterior Features Private Mailbox Foundation Details Slab Lot Features ClearedIn CountyLandscapedLevel Lot Size Dimensions 90 x 100 Open Parking YN Yes Parking Features DrivewayGarage Door Opener Patio And Porch Features PatioPorch Pool Features In GroundSalt Water Pool Private Yn Yes Road Frontage Type Street Paved Road Surface Type Paved Roof Shingle View Pool Water Access Yn No Water Extras Yn No Water View Yn No Waterfront Yn No

Interior Features

Appliances DishwasherDisposalElectric Water HeaterMicrowaveRangeRefrigerator Building Area Total 2366 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring TerrazzoHardwood Furnished Unfurnished Heating Central Heating YN Yes Interior Features Ceiling Fan(s) Laundry Features In KitchenLaundry Room Levels One Sewer Public Sewer Stories Total 1 Water Source Public

Property Features

Additional Lease Restrictions harborhillsinfo@aol.com - Buyer to confirm and verify all HOA Restrictions & Bylaws regarding Pets and other Restrictions treasurerharborhills@aol.com (No Lease Restrictions) Additional Parcels YN No Approval Process No approval process Association Approval Required Yn No Association Fee 100 Association Fee Frequency Annually Association Fee Monthly Amount 8.33 Association Fee Requirement Required Association Yn Yes Cdd Yn No Down Payment Resource Yes Flood Zone Code X Garage Yn Yes Homestead Yn No Lease Considered YN Yes Lease Restrictions YN Yes Listing Terms CashConventionalVA Loan Minimum Lease No Minimum New Construction Yn No Occupant Type Owner Ownership Fee Simple Pets Allowed No Property Sub Type Single Family Residence Senior Community Yn No Special Listing Conditions None Tax Annual Amount 2574.63 Total Annual Fees 100 Total Monthly Fees 8.33 Utilities Electricity ConnectedSewer ConnectedWater Connected Yrs Of Owner Prior To Leasing Re No Zoning R-3


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of RE/MAX ACTION FIRST OF FLORIDA: 727-466-0800.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-08-07T17:45:31.107.
 
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